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Insurance Companies Want You to Settle Fast — Here’s Why You Shouldn’t Fall for It

Insurance Companies Want You to Settle Fast — Here’s Why You Shouldn’t Fall for It

accident lawyer

After a serious accident in Los Angeles, you’re in pain, missing work, and facing medical bills that won’t stop piling up. Then—almost instantly—the insurance company calls with a check. They make it sound like they’re doing you a favor.

But here’s the truth: they’re not helping you. They’re protecting themselves.

Insurance companies want you to settle fast because it saves them millions. Their first offer is always designed to pay you pennies on the dollar and get you to sign away your rights before you know what your case is truly worth.

At The Law Offices of Gerald L. Marcus, we’ve seen this tactic play out thousands of times—and we’ve beaten it.


The Real Reason Behind the Rush

Insurance adjusters are trained to pressure accident victims into early settlements for one reason: money. The faster they close your case, the less they pay.

Here’s what they’re really doing when they push you to settle quickly:

  • Cutting Off Future Medical Costs – They don’t want to pay for your surgeries, rehab, or long-term care.

  • Locking You Into a Lowball Payout – Once you accept, you can never go back for more—even if your injuries worsen.

  • Exploiting Your Stress – They know bills and lost wages make you desperate, and they use that to their advantage.

  • Keeping Lawyers Out – They hope you sign before you hire a Los Angeles accident lawyer who will expose their tactics and demand real compensation.


Why Quick Settlements Cheat You Out of Justice

That fast settlement check? It almost never covers the true cost of your accident.

Damages the Insurance Company Won’t Tell You About:

  • Future medical bills (surgeries, therapy, medications)

  • Lost wages and future earning capacity

  • Pain, suffering, and emotional trauma

  • Permanent disability or disfigurement

  • Loss of quality of life

The insurance company knows all of this—but they’ll never include it in that first offer.


Case Results That Prove the Point

Our firm has taken countless cases where clients were offered fast settlements that didn’t even scratch the surface of what they deserved.

  • Car accident victim offered $40,000 — we secured $2 million.

  • Slip and fall victim offered $15,000 — we won $500,000.

  • Rideshare accident victim offered $50,000 — we fought and recovered $1.9 million.

These are not exceptions—they are proof that insurance companies never play fair.


How The Law Offices of Gerald L. Marcus Protects You

When you call us, everything changes. The insurance company knows they can’t push you around anymore.

We:

  • Investigate your case and uncover every dollar of damages.

  • Work with medical experts to project future costs.

  • Aggressively negotiate with insurers.

  • Take your case to trial if they refuse to pay what’s fair.

We don’t back down. We don’t accept lowball offers. We fight for maximum compensation.


What You Should Do If the Insurance Company Calls

  1. Don’t sign anything.

  2. Don’t accept a check.

  3. Don’t trust their “friendly” advice.

  4. Call us immediately for a free case review.


Conclusion: Don’t Let Them Win

Insurance companies in Los Angeles are powerful—but they’re not unbeatable. They want you to settle fast because it benefits them, not you. At The Law Offices of Gerald L. Marcus, we’ve proven time and again that when you fight back with an aggressive legal team, you win.

📞 Call us today at (818) 784-8544 for a free consultation.
Don’t fall for their tricks. Demand justice. Get results.

GET YOUR FREE CONSULTATION

What Our Clients Say

“Thank you for the compassion & great professional service that I received from your office. If the need arises I will refer anyone who needs representation to your office. Sincerely”
– Linda S. Barrett

Recent Result:

$5,550,000

Settlement During Trial

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